Find Your Best Lender Without a Hard Pull

Why Choose Lending Match?

• Zero credit score impact: All partner lenders use soft-pull pre-qualification.
• Community-first: We prioritise local credit unions and community banks that reinvest in your area.
• National reach: Access trusted national banks when local options are not the best fit.
• Free financial coaching: Connect with a free lending coach at Ybank when you need guidance.

How It Works

1. Tell us your loan type, ZIP code, and credit tier — no hard pull, no commitment.
2. See ranked matches from local and national lenders that fit your profile.
3. Apply directly with the lender that fits best — your credit is protected the whole way.

Frequently Asked Questions

Does checking my rate with Lending Match affect my credit score?

No. All lending partners on Lending Match use soft credit inquiries to pre-qualify you. Checking your eligibility and rates has zero impact on your credit score.

What types of lenders does Lending Match work with?

Lending Match works with local credit unions, community banks, and national lenders across all 50 states. We prioritize community-focused institutions that typically offer lower rates and fewer fees.

How does Lending Match find lenders in my area?

Enter your ZIP code and loan type to instantly see which credit unions and banks serve your area. Lending Match compares your profile against 3,800+ institutions and ranks them by fit.

Is Lending Match free to use?

Yes, Lending Match is completely free for borrowers. There is no commitment required and your personal information is never sold or shared with third parties.

What loan types does Lending Match support?

Lending Match supports personal loans, auto loans, mortgages, HELOCs, business loans, and student loans across its network of lenders.